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Financing

Click on the type of financing you’re seeking and a list of resources will expand.

Local Sources of Financing

  • SBA Microloan via the Regional Business Assistance Corporation (RBAC)
    • Non-Profit community-wide loan programs that provide financing to both new and existing small businesses within northern and central New Jersey.
  • GNEC Microloan Program
    • Greater Newark Enterprises Corporation (GNEC) established its Microloan program in 2005. Under the Microloan Program, GNEC provides financial assistance to start-up and existing small business owners who could not qualify under regular banking requirements.
  • EZ Funding Solutions, LLC
    • EZ Funding Solutions is a full service agency that enables entrepreneurs to realize their dreams of business ownership. They develop and manage the entire loan experience from start to finish, helping clients reach a successful conclusion to their commercial financing needs.
  • Burlington County Bridge Committee
    • The Burlington County Bridge Commission offers several business loan programs and partners with local financial institutions and state and local agencies to assist businesses interested in expanding or locating in Burlington County. The focus? Job creation and retention.
  • Intersect Fund
    • The Intersect Fund is a New Brunswick-based non-profit microlender and certified CDFI that provides business training, coaching and microloans to low-income, minority and women-owned businesses throughout New Jersey. The Intersect Fund also includes Disaster Relief Loans and long-term support to help entrepreneurs along what can often be a difficult road to a successful enterprise.

State Sources of Financing

  • New Jersey Economic Development Authority
    • The New Jersey Economic Development Authority (EDA) is an independent state agency that finances small and mid-sized businesses, administers tax incentives to retain and grow jobs, revitalizes communities through redevelopment initiatives, and supports entrepreneurial development by providing access to training and mentoring programs.

Federal Sources of Funding

  • Small Business Administration
    • The U.S. Small Business Administration (SBA) was created in 1953 as an independent agency of the federal government to aid, counsel, assist and protect the interests of small business concerns, to preserve free competitive enterprise and to maintain and strengthen the overall economy of our nation. The SBA helps Americans start, build and grow businesses. Through an extensive network of field offices and partnerships with public and private organizations, SBA delivers its services to people throughout the United States, Puerto Rico, the U. S. Virgin Islands and Guam.
  • National Association for the Self-Employed (NASE)
    • The NASE was founded in 1981 to provide day-to-day support, including direct access to experts, benefits, and consolidated buying power that traditionally had been available only to large corporations. Today the NASE represents hundreds of thousands of entrepreneurs and micro-businesses, and is the largest nonprofit, nonpartisan association of its kind in the United States.
  • The Catalog of Federal Domestic Assistance (CFDA)
    • The CFDA provides a searchable, full listing of all Federal programs available to state and local governments (including the District of Columbia); federally-recognized Indian tribal governments; Territories (and possessions) of the United States; domestic public, quasi- public, and private profit and nonprofit organizations and institutions; specialized groups; and individuals.

Angel/Venture Funding

    • New Jersey Entrepreneurial Network (NJEN)
      • The NJEN is a non-profit organization providing educational and informational services to entrepreneurs, investors, persons in related fields and the public in general. Meetings are attended by a select group of entrepreneurs, company executives, venture capitalists, angel investors, investment bankers, and professional services providers.
    • American Entrepreneurship Today: New Jersey’s List of Venture Capital Firms
      • American Entrepreneurship Today offers a range of resources to the great diversity of American entrepreneurs and small business owners.
    • Angels Capital Association (ACA)
      • The Angel Capital Association (ACA) is the North American trade association of angel groups and private investors that invest in high growth, early-stage ventures.
    • Keiretsu Forum
      • Founded in 2000, Keiretsu Forum is the world’s largest angel investor network with over 1,400 accredited investor members throughout 28 chapters on three continents. Forum Members collaborate in the due diligence of presenting companies, but make individual investment decisions with $400m invested in over 300 companies to date ($130M in Northwest) in technology, consumer products, life sciences, real estate, and other high-growth segments.
    • Robin Hood Ventures
      • Since 1999, Robin Hood Ventures has invested in over 50 early-stage, high-growth startups, en route to building great companies. Investments generally range from $250,000 to $1 million, and they syndicate with venture capitalists, institutions, and other angels in their network. Members have experience in a range of industries from IT to financial services to healthcare, and they are able to leverage their knowledge and networks to add real value to companies. Businesses must be located within a one-hour drive of Philadelphia.

Other Sources of Funding

    • Accion East
      • Accion East is committed to bringing affordable microfinance solutions to small business owners who need them. Accion East is a nonprofit organization with a nationwide reach that has helped thousands of small business owners grow and thrive. A recognized leader in U.S. microfinance, they help small business owners use microloans to build their businesses.  Accion East is a part of the U.S. Accion Network, the largest domestic microlending network, with over $272 million lent since inception in 1991.
    • QuarterSpot
      • QuarterSpot is committed to helping small business owners secure responsible small business loans that are clearly explained and fairly priced. Its innovative small business lending platform enables small business owners in search of capital to obtain loans on more favorable terms.
    • iBank
      • Since 2004, iBank has been giving small business owners access to everything they need to grow their business. Need a loan? They have a network of lenders that offer over 100 different loan programs. Need a business plan? Bookkeeping? They do it. The list of products and services that iBank offers its’ small businesses is ever-expanding.
    • Springboard Enterprises
      • Springboard is a highly-vetted expert network of innovators, investors and influencers who are dedicated to building high-growth technology-oriented companies led by women.
    • Infusion Funding
      • Infusion Funding LLC is a national provider of alternative financing solutions for small to medium-sized businesses. They provide clients with low-cost, flexible financing solutions tailored to meet their cash flow needs; whether it is financing one transaction or providing a comprehensive end-to-end ongoing cash flow solution. Infusion Funding is certified by the City of New York as a Woman-Owned Business Enterprise and is a member of the International Factoring Association.
    • Skoll Foundation Social Entrepreneurship Grants
      • The Skoll Foundation presents the Skoll Awards for Social Entrepreneurship annually to a select group of social entrepreneurs whose proven innovations are disrupting an unjust and unsustainable status quo and have demonstrated impact on solving some of the world’s most pressing problems. The Skoll Award recognizes organizations that have the potential to scale their success and also to drive large-scale, systems change. In addition to investing in its Awardees, the Skoll Foundation connects them to a robust global network of social entrepreneurs, innovators, and corporate and government leaders who attend the annual Skoll World Forum on Social Entrepreneurship in Oxford and are networked year-round through the Skoll World Forum Online.

Business Funding Education and Forms

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